Yes. There are several ways to earn rewards with your KOSH Card today, with more on the way. Rewards show up in the Rewards panel in your app and are usually credited after the related transaction settles.
Ways to earn right now
Referral rewards: invite a friend from the Referrals section in the app. You earn $5 when they create a KOSH card and make a purchase, plus 0.4% of their card spend, paid out monthly on settled spend.
Campaign cashback: from time to time KOSH runs cashback campaigns on specific merchants or categories (for example, paying Claude or ChatGPT with your KOSH card). Cashback is applied automatically to eligible spend and shows in the Rewards panel and on the transaction details page. Each campaign has its own rate, cap, and terms, announced by email, push notification, or in the app.
Welcome bonus: new users get a $5 bonus, credited when you create your KOSH card. Create your card within 7 days of signup or the bonus expires.
Coming soon: KOSH Points
KOSH Points will reward you for spending on your card and using the app. How points are earned and redeemed will be announced in the app when the program goes live — keep an eye on the Rewards panel for updates.
Claiming your rewards
Rewards are earned as KOSH USD and collect on the Rewards page in your app. Claim them from there to your card, then spend them like any other balance.
Good to know
Rewards are credited after the transaction settles, so give them a short window to appear.
Refunded, cancelled, reversed, or disputed transactions do not earn rewards, and rewards already credited for them can be reversed.
Questions about a reward you were expecting? Reach out via in-app chat or [email protected].