KOSH

Rajani

Dalpat

Utkarsh Pathak

Everything about the Kosh Personal and Corporate international cards — getting started, usage, limits, fees, and troubleshooting.

International Card

Everything about the Kosh Personal Card — how to apply, fund your card, spending limits, fees, rewards, and troubleshooting.

Personal Card

Spend your USDT or USDC anywhere Visa is accepted.

What is the KOSH Card?

Sign up, verify your identity, and order your virtual or physical card.

How do I get the KOSH Card?

How do I verify my identity for personal card?

Delivery timelines, tracking, and how to activate your physical card.

Physical card: shipping, delivery times & activation

Add your KOSH Card to Apple Wallet, available wherever Apple Pay is supported.

Can I add my KOSH Card to Apple Pay?

Everything you need to get started — eligibility, verification, ordering your virtual or physical card, and adding it to Apple Pay.

Getting Your Card

What KOSH charges for ATM withdrawals, and how much you can take out.

ATM withdrawal fees and limits

What are the fees and pricing for the KOSH Card?

Load your card with USDT or USDC from your KOSH wallet. Balance updates in 5 to 10 minutes.

How do I fund my KOSH Card?

Withdraw cash worldwide with your physical KOSH Card.

Can I withdraw cash from an ATM?

Real-time notifications, transaction history, and managing your card limits.

How do I track my spending and manage limits?

Online, in-store, subscriptions, and international. Anywhere Visa is accepted.

Where can I use my KOSH Card?

What to choose when a merchant abroad asks how you want to be charged.

Should I pay in USD or the local currency?

How to load your card with USDT or USDC, where the card works, currency choices at checkout, ATM withdrawals, and managing your spending limits.

Funding & Spending

KOSH Points are coming. Earn rewards on your card spending.

Do I earn rewards on my KOSH Card?

Every way you earn rewards in the KOSH app, and how each one works.

Rewards on your KOSH Card

Learn how Kosh Points work and everything about the Odyssey campaign for traders.

Rewards

Common decline reasons and how to fix them.

Why was my card transaction declined?

Understanding pending charges, holds, and missing transactions.

My transaction is pending or not showing up

How long refunds take and what to do if one hasn't arrived.

How long do refunds take?

Step-by-step process for disputing an incorrect or unauthorised charge.

How do I dispute a charge on my KOSH Card?

Why a merchant name, location, or amount might look unfamiliar.

Why does the merchant name or amount look wrong?

Freeze instantly from the app, then order a replacement.

Lost or stolen card? Freeze it instantly

How your card is protected, and how to report suspicious activity.

Card security & reporting suspicious activity

Declined transactions, pending charges, refunds, disputes, freezing your card, and keeping your account safe.

Troubleshooting & Security

Everything about the Kosh Corporate Card — onboarding, card usage, spend controls, team management, and supported features for businesses.

Corporate Card

What documents are required for the Corporate Card?

Can freelancers or sole proprietors apply for the Corporate Card?

How long does it take to get the Corporate Card approved?

Why was my Corporate Card request rejected?

This contains articles regarding setting up a corporate card and related matters.

Corporate Card — Onboarding & Setup

Can I use the card internationally? Are there FX charges?

Does the card support recurring payments (subscriptions, SaaS, etc.)?

What benefits do I get with Kosh Corporate Card?

What is my spend limit?

How often do I need to repay or top up?

Can I freeze or reassign a card?

Can I connect the card to Apple Pay or Google Pay?

Will I get a physical card during sign-up?

What happens if my transaction fails?

Can the team withdraw cash from an ATM?

Everything you need to know about using your Kosh Corporate Card — international payments, spend limits, repayment cycles, card controls, and more.

Corporate Card — Usage

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Because you already asked about invitations, this prototype demo can add the follow-up: use the role selector before sending each invite to limit access to the teammate responsibilities.

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This prototype demo suggests starting with your workspace profile, inviting the team members who need access, and then connecting the integrations you use.

Prototype getting-started answer

In this prototype demo, integrations are configured from workspace settings. Choose the integration, connect the account, and review the enabled permissions.

Prototype integrations answer

In this prototype demo, invite teammates from workspace settings, then choose the access each teammate needs before sending the invitation.

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