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What can I do with my Virtual Bank Account?

Written by Dalpat

Getting Started

Once your Virtual Bank Account is approved, your account details — including your account number, routing number, and other relevant credentials — will be available in your Kosh dashboard. You can access your dashboard by logging in at koshmoney.com or directly at payout.copperx.io.


What Can You Do With It?

Your Virtual Bank Account allows you to:

  • Receive payments in your local currency from individuals, businesses, payroll platforms, and clients worldwide

  • Share your account details (account number, routing number, IBAN, or equivalent) with anyone who needs to pay you

  • Use it for personal or business purposes — whether you are a freelancer, a small business owner, or a larger organisation

  • Automatically convert received funds into USDC, credited directly to your Kosh wallet


Automatic Currency Conversion

Once funds are received into your Virtual Bank Account, they are automatically converted to USDC at a 1:1 rate and credited to your Kosh wallet — no manual action needed.


Settlement Timeline

Funds are typically settled within 1–2 business days, depending on the payment method and your account type. Settlement timelines may vary based on your jurisdiction, payment rail, and banking infrastructure.


Who Can Use It?

Your Virtual Bank Account is available to:

  • Individual users and freelancers

  • Small business owners

  • Larger organisations and enterprises


Have questions about your Virtual Bank Account?
Contact the Kosh support team via chat at payout.copperx.io or email [email protected].


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