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What are the fees and limits for my Virtual EUR Bank Account?

Written by Utkarsh Pathak

Transaction Fee

Fee Type

Rate

Transaction fee

0.5%

This fee applies to all incoming and outgoing transactions.


Banking Fees

Banking fees depend on how the payment is sent to you:

Payment Type

Fixed Fee

SEPA deposit

$1.00

Wire transfer deposit

$20.00


How Fees Are Applied

Both the banking fee and the 0.5% transaction fee are deducted from the incoming amount before USDC is credited to your Kosh wallet. You receive the net amount after all fees.


Deposit Limits by Payment Source

Payment Source

Limit

From your own bank account

No limit

From a business account

No limit

From payroll platforms (Upwork, Gusto, Fiverr, etc.)

No limit

Note: Person-to-person (P2P) transfers are not supported for EUR accounts.


Settlement Timeline

Payment Method

Settlement Time

SEPA transfer

1 business day

Settlement timelines may vary based on your jurisdiction, payment rail, and banking infrastructure.


Have questions about fees or limits?
Contact the Kosh support team via email [email protected].


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