Transaction Fee
Fee Type | Rate |
Transaction fee | 0.5% |
This fee applies to all incoming and outgoing transactions.
Banking Fees
Banking fees depend on how the payment is sent to you:
Payment Type | Fixed Fee |
ACH deposit | $1.00 |
Wire transfer deposit | $20.00 |
Return Fees
If a payment is flagged or returned to the sender, the following fees apply:
Return Type | Fee |
ACH return | $6.00 |
Wire return | $50.00 |
Return fees are charged on your next incoming payment or deducted from your corporate balance.
Deposit Limits by Payment Source
Payment Source | Deposit Limit |
From an individual person | Up to $4,000 per transaction |
From your own bank account | No limit |
From business accounts | No limit |
From payroll platforms (Upwork, Gusto, Fiverr, etc.) | No limit |
Settlement Timeline
Payment Type | Settlement Time |
ACH transfers | 1–2 business days |
Wire transfers | Next business day |
Settlement timelines may vary based on jurisdiction, payment rail, and banking infrastructure.
Currency Conversion
Your USD deposits are converted to USDC at a 1:1 rate — 1 USD = 1 USDC, with no additional conversion fee.
Documentation Requirements
Deposits over $10,000 may require additional documentation such as invoices, contracts, or proof of funds
First-time large deposits from new sources may trigger additional verification
All deposits are subject to our compliance and anti-fraud checks
Have questions about fees or limits?
Contact the Kosh support team via chat at payout.copperx.io or email [email protected].