How do I receive payments into my Virtual US Bank Account?
Once your Virtual US Bank Account is approved, your account details — including your routing number and account number — will be available in your Kosh dashboard at payout.copperx.io. Share these details with anyone who needs to pay you in USD via ACH or Wire transfer.
Can I use it for business transactions?
Yes. The Virtual US Bank Account is available to both individuals and businesses — whether you are a freelancer, a small business owner, or a larger organisation.
How quickly are funds converted to USDC?
Once USD is received, it is automatically converted to USDC and credited to your Kosh wallet. Settlement timelines are as follows:
Payment method | Settlement time |
ACH transfer | 1–2 business days |
Wire transfer | Same business day |