A Virtual US Bank Account gives you a real US bank account number — with a routing number and account number — that you can share with any sender who needs to pay you in USD. When USD arrives in your account via ACH or Wire transfer, it is automatically converted to USDC and credited to your Kosh wallet.
You do not need to be based in the US to use it. It is designed specifically for individuals and businesses outside the US who need a straightforward way to receive USD payments from US-based clients, platforms, or employers.
What you can do with it
Share your US bank details with anyone paying you in USD
Receive payments via ACH or domestic Wire
Have funds automatically converted to USDC in your Copperx wallet
Use that USDC to off-ramp to your local bank, pay vendors, or hold as a stablecoin balance.
What currencies are available?
USD accounts (ACH and Wire) are currently live and available in your dashboard.
EUR accounts are temporarily unavailable. If you need to receive AED, GBP, or require a SWIFT-compatible USD account, these can be arranged on a case-by-case basis — contact our support team via chat or [email protected] and we'll assist you.
Country availability
For the full list of supported countries across all Copperx products, see our Supported Countries page.