Overview
To complete identity verification (KYC) as an individual, you will need to submit the following documents:
National ID — Primary proof of identity
Bank Statement — Must show at least one transaction, not older than 3 months, and the name must exactly match the National ID
Passport — Required in certain cases (e.g., cross-border transactions, non-residents)
Liveness Check — A real-time selfie to verify you match your ID photo
National ID
An official government-issued document that confirms your name, date of birth, and nationality.
Examples include:
National ID Card
Aadhaar (India)
NRIC (Singapore)
Emirates ID (UAE)
State ID or Social Security Card (US)
Bank Statement
A document that confirms your financial account and links your name to an address.
Requirements:
Must include at least one recent transaction
Must not be older than 3 months
Name must match your National ID exactly
You can obtain this directly from your bank.
Passport
An international travel document used as an alternative proof of identity.
Required when:
You are making cross-border transactions
You are a non-resident customer
Your National ID is insufficient or not accepted in your jurisdiction
Liveness Check
A biometric step that confirms the person submitting the documents is the same person on the ID. Kosh uses Sumsub to handle liveness verification — you will be guided through the process directly on the platform.
This includes:
A real-time selfie compared against your ID photo
Anti-spoofing and liveness detection technology
Video KYC or equivalent digital verification
Submission Requirements
Clarity — All documents must be clear, valid, and legible
Format — Submit as a scanned PDF or image file
Certification — Notarized or certified copies where required by your jurisdiction
Questions? — Contact us at [email protected]
⏱ How long does KYC take?
Once you submit your documents, KYC is typically reviewed within 1–2 business days. During this time your status will show as KYC In Review — this is normal and covers several internal checks running in the background. You will be notified by email once a decision is made.